BIN 470531
BANQUE POUR LE COMMERCE EXTERIEUR LAO • LAO PEOPLE'S DEMOCRATIC REPUBLIC • VISA
About BIN 470531
BIN 470531 is a VISA credit card operating on the GOLD payment network, issued by BANQUE POUR LE COMMERCE EXTERIEUR LAO in LAO PEOPLE'S DEMOCRATIC REPUBLIC (LA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 470531?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 470531 identifies BANQUE POUR LE COMMERCE EXTERIEUR LAO as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 470531?
BIN 470531 was issued by BANQUE POUR LE COMMERCE EXTERIEUR LAO, a financial institution operating in LAO PEOPLE'S DEMOCRATIC REPUBLIC.
In which country is BIN 470531 registered?
BIN 470531 is registered in LAO PEOPLE'S DEMOCRATIC REPUBLIC (country code: LA). The issuing bank, BANQUE POUR LE COMMERCE EXTERIEUR LAO, holds the licence to issue cards under this BIN range in LAO PEOPLE'S DEMOCRATIC REPUBLIC. Transactions on these cards typically involve LAO PEOPLE'S DEMOCRATIC REPUBLIC-based banking and settlement infrastructure.
Is BIN 470531 a credit, debit, or prepaid card?
BIN 470531 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 470531 use?
BIN 470531 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 470531?
The primary currency associated with BIN 470531 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in LAO PEOPLE'S DEMOCRATIC REPUBLIC. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 470531 pass the Luhn check?
Yes — card numbers beginning with BIN 470531 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
