BIN 440012
ZENITH BANK (GAMBIA), LTD. • GAMBIA • VISA
About BIN 440012
BIN 440012 is a VISA debit card operating on the PREPAID payment network, issued by ZENITH BANK (GAMBIA), LTD. in GAMBIA (GM). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 440012?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 440012 identifies ZENITH BANK (GAMBIA), LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 440012?
BIN 440012 was issued by ZENITH BANK (GAMBIA), LTD., a financial institution operating in GAMBIA.
In which country is BIN 440012 registered?
BIN 440012 is registered in GAMBIA (country code: GM). The issuing bank, ZENITH BANK (GAMBIA), LTD., holds the licence to issue cards under this BIN range in GAMBIA. Transactions on these cards typically involve GAMBIA-based banking and settlement infrastructure.
Is BIN 440012 a credit, debit, or prepaid card?
BIN 440012 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 440012 use?
BIN 440012 operates on the VISA payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 440012?
The primary currency associated with BIN 440012 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in GAMBIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 440012 pass the Luhn check?
Yes — card numbers beginning with BIN 440012 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
