BIN 404723
HERITAGE BANK, LTD. • BELIZE • VISA
About BIN 404723
BIN 404723 is a VISA credit card operating on the CLASSIC payment network, issued by HERITAGE BANK, LTD. in BELIZE (BZ). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404723?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404723 identifies HERITAGE BANK, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404723?
BIN 404723 was issued by HERITAGE BANK, LTD., a financial institution operating in BELIZE. Their official website is https://www.heritage.com.au.
In which country is BIN 404723 registered?
BIN 404723 is registered in BELIZE (country code: BZ). The issuing bank, HERITAGE BANK, LTD., holds the licence to issue cards under this BIN range in BELIZE. Transactions on these cards typically involve BELIZE-based banking and settlement infrastructure.
Is BIN 404723 a credit, debit, or prepaid card?
BIN 404723 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404723 use?
BIN 404723 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404723?
The primary currency associated with BIN 404723 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BELIZE. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404723 pass the Luhn check?
Yes — card numbers beginning with BIN 404723 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
