BIN 402872
EMIRATES ISLAMIC BANK P.J.S.C. • UNITED ARAB EMIRATES • VISA
About BIN 402872
BIN 402872 is a VISA debit card operating on the BUSINESS ENHANCED payment network, issued by EMIRATES ISLAMIC BANK P.J.S.C. in UNITED ARAB EMIRATES (AE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402872?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402872 identifies EMIRATES ISLAMIC BANK P.J.S.C. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402872?
BIN 402872 was issued by EMIRATES ISLAMIC BANK P.J.S.C., a financial institution operating in UNITED ARAB EMIRATES.
In which country is BIN 402872 registered?
BIN 402872 is registered in UNITED ARAB EMIRATES (country code: AE). The issuing bank, EMIRATES ISLAMIC BANK P.J.S.C., holds the licence to issue cards under this BIN range in UNITED ARAB EMIRATES. Transactions on these cards typically involve UNITED ARAB EMIRATES-based banking and settlement infrastructure.
Is BIN 402872 a credit, debit, or prepaid card?
BIN 402872 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402872 use?
BIN 402872 operates on the VISA payment network using the BUSINESS ENHANCED card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402872?
The primary currency associated with BIN 402872 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in UNITED ARAB EMIRATES. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402872 pass the Luhn check?
Yes — card numbers beginning with BIN 402872 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
